Lenders That Offer Cash Advance Loans Online

This directory of online cash advance lenders lists dozens of short term lenders. These lenders offer cash advance online loans in specific states all throughout the country. We provide the company name, website link, and current loan options for most lenders. We also provide loan amounts, loan terms, and a company history when it’s available. Most companies are only licensed to offer cash advance loans in a few select states. While these lenders may offer online loans in your state they are typically based in another state.


Ace Cash Express

Ace Cash Express is a leading financial services provider. Ace specializes in bill pay, prepaid debit card services and short-term online loans. This type of financing is also known as a cash advance loan. The amount that Ace lends depends on the borrower’s state of residence. Other qualifers include current income and underwriting criteria such as credit bureau information. While most of their payday loan applications get approval within 24 hours, some may take longer. It may be possible to receive money by the next business day if an application gets approval before 6pm CST.

Cash America

Cash America gives individuals the opportunity to borrow anywhere from $100 all the way up to $1500. Cash America bases their funding amounts on the financial qualifications, credit score and the ability to repay back the loan in full. The application process is quick, easy and painless. If approved before 3pm EST, it may be possible to get cash that same day. Applicants will need to provide Cash America with a personal check to ensure approval. They can also give approval to debit your bank account when the loan payment is due.

Check Into Cash

With Check Into Cash, an applicant can get a payday loan online in 24 hours or less. And given that they are a direct lender, there’s no need to worry about third parties or extra steps. They also provide online installment loans in a few select states. Expect to fill out the five-minute application online and a representative will get in contact as soon as possible. The entire process is quick, easy and confidential. Once approved, the cash will be deposited into a bank account by the next business day.

Nix Lending

Nix Lending will often fund online payday loans of up to $400 in cash for a fee of $37.95. Please note this fee is due at the time of applying for the loan. With fewer fees, lower rates and higher loan values, Nix Lending is the place to turn to when someone needs a cash advance loan in a hurry. To qualify there must be evidence of a checking account with a balance of at least $5 and no more than 3 non-sufficient funds history. Nix has hundreds of payday locations all across the country with over a dozen in Las Vegas alone.

Cash Max Lending

Cash Max Loans funds online cash advance loans in the amount of $50 to $255. Anyone who wants to apply will need an open checking account, a steady source of income and an email address. Their payday loan application process is quick, easy and secure. If the online loan is approved before 4:00 PM PT the funds will be transferred to a checking account the next business day. If approved after 4:00 PM PT the loan will not be processed until the next day.

National Payday

National Payday will provide online payday loans for up to $400. They are also in process of rolling out an installment loan product later in 2017. Returning customers in good standing may be eligible to borrow as much as $1000. No matter how much is borrowed, there will be a 25% fee tacked on. Most applications with this provider are approved within 24 hours. The amount of time it takes to get the funds will depend on how you choose to receive them. If a borrower applies before 2 PM EST and opts for direct deposit, they have the funds as soon as the next day. National has has a same day funds deposit option for borrowers in applicable states.

My Payday Loan

As a first time applicant with My Payday Loan an applicant can borrow an amount between $200 and $600. Each time the online loan is paid off, the renewal amount will increase by $100 until it reaches $1000. Most borrowers with decent credit can expect funds by the following business day if the application is approved by 3PM EST. As long as someone applies between regular business hours they will know in minutes if the online application was approved or not. Please note there is a $30 fee for every $100 financed.

123 Money Help

Applying with 123 Money Help is hassle free and easy. Fill out the 2-minute application and within 24 hours there will be some type of funding decision. Upon approval the applicant will make contact via email or telephone and funds are sent to the consumers bank account. As a first time customer, anyone can borrow a maximum of $300 for an online cash advance. There must be proof of income as well as direct deposit set up through an employer.

Allied Advance

With Allied, anyone can borrow between $50 and $1500 with a cash advance online. The fees paid for a payday or installment loan will often depend on the individual state rules. To apply for their short term loan, fill out the online form and it will be forwarded to the appropriate party. If an application is approved the borrower will be notified and the funds will reach the account within one business day.

Advance America

Advance America is one of the top direct payday lenders in the country. Several requirements will need to be met to qualify for one of their cash advances. There needs to be an active checking account and a steady source of income. There will also be some type of phone verification with an employer. The online payday loan application can be completed in 10 minutes or less and same day direct deposit may be an option as well. Applications must be received before 8PM ET to be eligible to receive payment the next day.

Check On Hold

Check On Hold is one of the few lenders of payday loans and installment loans that does not have an online cash advance application. While most borrowers can get up to $500 fast, it takes going to one of their physical locations to apply. For added convenience, anyone can print off the application online and fill it out at home. Once complete take it to one of their many locations along with proof of income, a current bank statement and some form of government issued Photo ID. We recommend going to their website to see where they have physical payday loan locations.

Check City Loans

Check City provides a safe and secure online application for those looking to get payday loan. If someone is looking for bad credit cash advance loans, this provider is the best bet. Bad credit it not a problem with Check City when applying for an online payday loan. There needs to be proof of employment and an active checking account. Most people will qualify for cash advance and a credit report won’t be applicable. Fees charged and loan amounts will depend on the state of residence. Be sure to check the website state terms before applying for a loan.

Blue Trust Loans

Blue Trust gives most consumers the chance to borrow up to $1,250 as soon as the next business day. First time customers may only borrow up to $1000. Borrowers must meet the minimum income requirements, have an open checking account and be at least 18 years of age. If someone submits an online application during business hours a representative will get back to them in as little as 5 minutes. If approved for a cash advance loan online, the money will be deposited into a designated bank account on the next business day.


LendUp is an interesting company that is changing the way the short term lending industry works. They are one of the only cash advance lenders online who lets consumers borrow more money over time, with lower rates and for longer periods of time. They also have relationships with the online credit bureaus. That means anyone with an active loan can see an increased credit score with on time loan payments. Their quick cash transfer option means that anyone who’s approved can have cash in hand in as little as 15 minutes after final loan approval.


Apply for a cash advance online with CashNetUSA and save 25% on the initial loan fee by using their latest monthly promo code. The loan application is a 3 step process that will take you less than 5 minutes to complete. Upon initial qualification, Cashnet may be able to provide instant approval on a loan if all the steps have been completed. The amount available to borrow will depend on the state the borrower lives in. However, most customers are able to borrow between $500 and $1000.

North Cash

North Cash, is actively funding payday loans for amounts between $400 and $1200. The amount an appicant can get approval for will be known once an online application has gone through the applicable process. New customers may only qualify for loans up to $700. Depending on the payday loan amount there will often be a window of 3-18 months period to repay it. The maximum APR for all North Cash loans is 782.14%. Upon approval, funds will be deposited into a checking or savings account in as little as 24 hours.


MoneyTree only offers online payday loans in California, Idaho, Nevada and Washington. For every $100 borrowed, they charge a loan fee of $17.65. That means it’s common to expect an APR of 460.16% on a 14-day loan. According to the California Deferred Deposit Transaction Law, the maximum loan term for California residents is 31 days. For all other states, the loan terms are set by the frequency of your paydays. Go to their website for more details about the cash advance restrictions.

Speedy Cash

Residents in most states can apply for an online cash advance or installment loan of anywhere between $100 and $1500. Speedy also has a 24 hour a day application process with approval in minutes in states like Nevada and California. Online rates and terms will vary depending on state laws and other terms and conditions. With Speedy Cash there is no faxing or messy paperwork. Fill out the online application and qualify for instant funding. With instant funding, an applicant can apply online for a payday loan online and go pick up the cash at a local store.

Personal Money Store

Personal Money Store offers cash advances both in store and online of up to $1000. The application process is quick and will take less than 3 minutes to complete. Bankruptcy and bad credit are not a problem with Personal Money Store. Depending on the laws of each city and state, it would be common to expect an interest rate between $15 to $30 for every $100 borrowed. Instant approval is available for those who qualify and there is no need to fax any documentation. To qualify for a payday or installment loan, a Las Vegas resident must have a steady source of income and make over $1000 per month.

Check ‘n Go

Check ‘n Go offers cash advances and installment loans that range between $100 and $1500. The loans come from Check ‘n Go which means there are no third parties involved. The online application process for payday loans is faxless. That means that upon completion, someone will get in contact with you to confirm important details if applicable. If everything checks out, the borrower will immediately find out how much you can borrow with an online cash advance. According to state laws, the funds will be available as soon as the next business day.


As the name of their website says, they are an online only site for short term loans.  They claim they can help borrowers that have less than stellar credit and loan lengths will range from a couple days to 12 months and more!  It looks like they’ve been in the online payday advance industry for well over 15 years and they may be able to help with installment loans as well.  You will need to be currently employed with a valid checking account to be approved for a cash advance online loan.  They also have installment loan options for consumers that are looking for a larger sum of money.

Compare The Different Online Cash Advance Loan Options

Do you know which online lending resource is right for for every specific situation? Are you in need of a way to compare rates on payday loans and installment loans? If these questions are being asked, It may be time to consider some type of installment or cash advance loan. It’s best to take a few minutes to better understand the task of finding online payday advances. While this process is not difficult, it should be noted that any misstep can cost hundreds of dollars in late fees or interest charges. There are dozens of options when it comes to getting a payday loan or installment financing. These include online options as well as working with a lender that will physically meet with someone. Another option that’s not brought up much is to see what online loans are available from the Government. While we provide a directory of cash advance online loans, we can’t provide everyone with a surefire lending option. The ideal cash advance lender for one person likely won’t be ideal for another person. These type of short term financing is not a long term financial solution. Another aspect of the search process is finding lenders that provide payday loans or installment loans in each specific state. Many people don’t know that lenders are only licensed to loan in a few select states. At this point it’s always best to narrow down your available lenders to an individual state of residences. As an example, many people end up at this site looking for payday loans in Las Vegas. We don’t have the resources here to narrow down each installment or cash advance lender in Nevada, however there are sites that do this. Payday Loans in Las Vegas Nevada is a good example of a site that lists companies who deliver online loans in Nevada. There are for sure dozens of other services like this and it only takes a few minutes to find them. We would recommend a search for online loans in your specific state.

We receive submissions to this directory all the time. We do our best to list legitimate short terms loans. But we will leave off companies that don’t adhere to our guidelines. There are numerous state laws in place that regulate the online lending industry. In short, we only document lenders that offer cash advance online loans in the United States. Second, the companies listed in our database must register in the specific states where they operate. Third, companies in our database must detail the cash advance terms on their website. For example, if they offer a 2 week online cash advance loan then they need to detail what the payoff date and interest rate is. Lenders must also have contact information readily listed on their website. If you notice a mistake or a company that’s listed who shouldn’t be, please let us know.