Lenders That Offer Cash Advance Loans Online

This directory of online cash advance lenders lists dozens of cash advance companies. These lenders offer cash advance online loans in specific states all throughout the country. We provide the company name, website link, and current loan options for most lenders. We also provide loan amounts, loan terms, and a company history when it’s available. Most companies are only licensed to offer cash advance loans in a few select states. While these lenders may offer online loans in your state they are typically based in another state.


Ace Cash Express

Ace Cash Express is a leading financial services provider that specializes in bill pay, prepaid debit card services and short-term consumer loans, also known as cash advance loans. The amount you can borrow will depend on the state you live in, your current income and the standard underwriting criteria. While most of their payday loan applications are approved within 24 hours, some may take longer. If your application is approved before 6pm CST you should receive the money the next business day.

Cash America

Cash America offers individuals’ cash advance loans in the amount of $100 all the way up to $1500. The amount you can borrow will depend on the state you live in as well as your financial qualifications. The application process is quick, easy and painless. If you are approved you will have the cash you need in a matter of minutes. In order to receive the funds, you will need to provide Cash America with a personal check or give them authorization to debit your bank account when the loan payment is due.

Check Into Cash

With Check Into Cash you can get a cash advance loan online in 24 hours or less. And given that they are a direct lender, you don’t have to worry about third parties or extra steps. You should simply fill out the five-minute application online and a representative will get in contact with you as soon as possible. The entire process is quick, easy and confidential. If you are approved the cash will be deposited into your bank account by the next business day.

Nix Lending

With Nix Lending you will be able to get up to $400 in cash for a fee of $37.95. Please note this fee is due at the time you apply for the loan. With fewer fees, lower rates and higher loan values, Nix Lending is the place to turn to when you need a cash advance loan in a hurry. In order to qualify you must have a checking account with a balance of at least $5 and no more than 3 non-sufficient funds history.

Cash Max Lending

Cash Max Loans offers online cash advance loans in the amount of $50 to $255. To apply you will need an open checking account, a steady source of income and an email address. Their payday loan application process is quick, easy and secure. If your loan is approved before 4:00 PM PT the funds will be electronically transferred to your checking account the next business day. If approved after 4:00 PM PT your loan will not be processed until the next day.

National Payday

With National Payday loans you can get a cash advance online for up to $400. If you are a returning customer in good standing, you may be eligible to borrow as much as $1000. No matter how much you borrow, there will be an additional 25% fee tacked on. While most applications with this provider are approved within 24 hours, the amount of time it takes you to get the funds will depend on how you choose to receive them. If you apply before 2 PM EST and opt for direct deposit, you can have the funds as soon as the next day.

My Payday Loan

As a first time applicant with My Payday Loan you can borrow between $200 and $600. Each time you successfully pay off a loan your renewal amount will increase by $100 until reaches $1000. And the best part is if your application is approved by 3PM EST you can expect funds the following business day. As long as you apply between regular business hours you will know within minutes if your application was approved or not. Please note there is a $30 fee for every $100 you borrow.

123 Money Help

Applying with 123 Money Help is hassle free and easy. Just fill out the 2-minute application and within 24 hours you will know whether or not you were approved. Upon approval you will be contacted via email or telephone and funds will be wired directly into your bank account. As a first time customer, you can borrow a maximum of $300 for an online cash advance. In order to be approved, you must have direct deposit set up through your employer.

Allied Cash Advance

With Allied Cash Advance you can borrow between $50 and $1500 with a cash advance online. The actual amount will depend on the state in which you live and your monthly income. The fees you pay will also depend on where you live. To apply for a cash advance online simply fill out the online form and it will be forwarded to the appropriate party. If your application is approved you will be instantly notified and the funds will reach you within one business day.

Advance America

Advance America is considered one of the top direct payday lenders in the country. To qualify for an online cash advance with this provider, you must meet several requirements– including having an active checking account and a steady source of income. The online application can be completed in 10 minutes or less and depending on your situation, you may be eligible for next day direct deposit. Applications must be received before 8PM ET in order to be eligible to receive payment the next day.

Check On Hold

Check On Hold is one of the few lenders of cash advances online that does not have an online application. While you can get up to $500 fast, you must go to one of their physical locations to apply. For your convenience, you can print off the application online and fill it out at home. Once complete take it to one of their many locations along with proof of income, a current bank statement and some form of government issued Photo ID. We recommend going to their website to see where they have physical payday loan locations.

Check City Loans

Check City Loans provides a safe and secure online application for those looking to get a cash advance loan. If you are looking for cash advance lenders for bad credit, this provider is your best bet. Bad credit it not a problem with Check City when applying for an online payday loan. As long as you have proof of employment and an active checking account you qualify for cash advance. The amount you can borrow and the fees you will be charged will depend on the state you live in.

Blue Trust Loans

With Blue Trust Loans you can borrow up to $1,250 as soon as the next business day. First time customers may only borrow up to $1000. To qualify you must meet the minimum income requirements, have an open checking account and be at least 18 years of age. If you submit your online application during business hours a representative will get back to you in as little as 5 minutes. If approved for a cash advance loan online, the money will be deposited into your account on the next business day.


LendUp is an interesting company that is changing the way the cash advance loan industry works. They are one of the only cash advance lenders online who lets consumers borrow more money over time, with lower rates and for longer periods of time. They also have relationships with the credit bureaus so you can build your credit with every payment you make. Their 15-minute transfer option means you can have your money in as little as 15 minutes after your online loan approval.


Apply for a cash advance online with CashNetUSA and you can save 25% on the initial loan fee by using their latest monthly promo code. The loan application is a 3 step process that will take you less than 5 minutes to complete. If you qualify you may be able to receive instant approval on your loan. The amount you can borrow will depend on the state you live in. However, most customers are able to borrow between $500 and $1000.

North Cash

With North Cash, you can borrow between $400 and $1200. The amount you are approved for will be determined once your online application has been reviewed. New customers may only qualify for loans up to $700. Depending on your loan amount you will have between 3-18 months period to repay it. The maximum APR for all North Cash loans is 782.14%. If you are approved funds will be deposited into your account in as little as 24 hours.


MoneyTree only offers online payday loans in California, Idaho, Nevada and Washington. For every $100 you borrow you will be charged a loan fee of $17.65. That means you can expect an APR of 460.16% on a 14-day loan. According to the California Deferred Deposit Transaction Law, the maximum loan term for California residents is 31 days. For all other states, the loan term will be determined by the frequency of your paydays. Go to their website for more details regarding the cash advance restrictions

Speedy Cash

With Speedy Cash you can apply for a cash advance loan online of anywhere between $100 and $1500. In fact, you can apply online 24 hours a day and get approval within minutes. Online rates and terms will vary depending on the state you live in. With Speedy Cash there is no faxing or messy paperwork. Just fill out the online application and you may qualify for instant funding. With instant funding, you can apply online for a payday loan online and go pick up the cash at a local store.

Personal Money Store

Personal Money Store offers cash advance loans online of up to $1000. The application process is quick and will take less than 3 minutes to complete. Bankruptcy and bad credit are not a problem with Personal Money Store. Depending on the laws in your city and state, you can expect to pay between $15 to $30 for every $100 borrowed. Instant approval is available for those who qualify and there is no need to fax any documentation. To qualify for a payday loan you must have a steady source of income and make over $1000 per month.

Check ‘n Go

Check ‘n Go offers cash advance loans between $100 and $1500. The loans come directly from Check ‘n Go which means there are no third parties involved. The online application process for payday loans is faxless. That means that upon completion, someone will get in contact with you to confirm important details. If everything checks out, you will immediately find out how much you can borrow with an online cash advance. You will then be able to access the funds as soon as the next business day.


As the name of their website says, they are an online only site for cash advance loans online.  They claim they can help you if you have less than stellar credit and loan lengths will range from a couple days to 12 months and more!  It looks like they’ve been in the online cash advance industry for well over 15 years and they may be able to help with installment loans as well.  You will need to be currently employed with a valid checking account to be approved for a cash advance online loan.  They also have installment loan options for consumers that are looking for a larger sum of money.

Compare Your Cash Advance Loan Options

Do you know which online cash advance option is right for you? Are you looking for a way to review individual lenders’ loan terms, interest rates and other options? If you’re asking these questions you’re probably at the point where you know you need an online cash advance loan. We recommend that you take a few minutes in order to better understand the task of finding an online cash advance loan. While this process is not difficult, it should be noted that any misstep can cost you hundreds of dollars in late fees or interest charges. There are literally dozens of options when it comes to getting a cash advance loan. These include online options as well as working with a lender that you can physically meet with. Another option that’s not brought up much is to see what online loans are available from the Government. While we can provide you with a directory of cash advance online loans, we can’t provide everyone with a surefire lending option. The ideal cash advance lender for one person likely won’t be ideal for another person.

We receive submissions to this directory all the time. We do our best to list legitimate direct cash advance lenders but we will leave off companies that don’t adhere to our guidelines. In short, we only document lenders that offer cash advance online loans in the United States. Second, the companies listed in our database must be registered in the specific states that they are listed under. Third, companies in our database must detail the cash advance terms on their website. For example, if they offer a 2 week online cash advance loan then they need to detail what the payoff date and interest rate is. Lenders must also have contact information readily listed on their website. If you notice a mistake or a company that’s listed who shouldn’t be, please let us know.